💳 Credit Cards referral bonuses

Welcome bonuses worth hundreds, with the spend requirements in plain English.

American Express

Blue Cash Preferred® Card from American Express

Up to $300 back

  • ✓ Up to $300 in Reward Dollars
  • ✓ Spend $3,000 in your first 6 months
  • ✓ Strong everyday grocery & streaming rewards

👩‍🍼 Mama says:Our take: Six months to hit $3k is generous — that's $500 a month of normal spending.

Discover (Capital One)

Discover it® Card

No annual fee

Up to $300 in credits

  • ✓ $100 statement credit after your first payment
  • ✓ $200 more after spending $500 in 3 months
  • ✓ No annual fee

👩‍🍼 Mama says:Our take: Only $500 of spending for $300? That's one of the easiest bonuses around.

Bank of America

Bank of America® Unlimited Cash Rewards

No annual fee

$250 cash bonus

  • ✓ $250 online cash rewards bonus
  • ✓ Spend $1,000 in 90 days
  • ✓ Unlimited 1.5% cash back on everything

👩‍🍼 Mama says:Our take: Unlimited 1.5% with nothing to track. If you bank with BofA, Preferred Rewards boosts it further.

Chase

Chase Freedom Unlimited®

No annual fee

$200 bonus

  • ✓ $200 after $500 spend in 3 months
  • ✓ Flat cash back on every purchase
  • ✓ No annual fee

👩‍🍼 Mama says:Our take: A no-brainer everyday card. Easy bonus, no fee, no categories to track.

Capital One

Capital One Quicksilver Rewards

No annual fee

$200 bonus

  • ✓ $200 welcome bonus
  • ✓ 0% intro APR for 15 months on purchases & transfers
  • ✓ Flat cash back on everything

👩‍🍼 Mama says:Our take: The 15-month 0% intro APR makes this a nice pick for a planned big purchase.

Capital One

Capital One Credit Cards

Up to $200 bonus

  • ✓ Up to $200 welcome bonus
  • ✓ Spend $500 in your first 3 months
  • ✓ For new Capital One card customers

👩‍🍼 Mama says:Our take: Good if you've never had a Capital One card, since only new customers qualify.

Chase

Chase Freedom® Visa Platinum

No annual fee

$200 bonus

  • ✓ $200 after $500 spend in 3 months
  • ✓ Apply for Freedom Flex® or Freedom Unlimited®
  • ✓ No annual fee

👩‍🍼 Mama says:Our take: This link lets you apply for Chase Freedom Flex® or Freedom Unlimited®. Grab the one that fits how you spend.

American Express

Any American Express Card (Personal or Business)

Pick your welcome bonus

  • ✓ Choose from all available Amex Personal & Business cards
  • ✓ Each card shows its own welcome offer
  • ✓ Includes points cards like Gold & Platinum

👩‍🍼 Mama says:Our take: Not sure which Amex fits? Start here and compare every welcome offer in one place.

Capital One

Capital One Venture X Rewards

Big travel welcome bonus

  • ✓ Large welcome bonus in miles
  • ✓ Premium travel perks
  • ✓ $395 annual fee

👩‍🍼 Mama says:Our take: The fee is high, but frequent travelers can get more than $395 back in perks each year.