Discover (Capital One)

Discover it® Card referral bonus

Up to $300 in credits

Spend
$500
Time
3 months
Annual fee
$0

👩‍🍼 Mama says:Our take: Only $500 of spending for $300? That's one of the easiest bonuses around.

Get this bonus →

How the bonus works

  1. Apply through the link and get approved.
  2. Make your first payment and get a $100 statement credit.
  3. Spend $500 within 3 months and get another $200 statement credit.

Mama’s tips

  • $500 over three months is about $167 a month, so groceries and gas will get you there.
  • Set up autopay so you don’t miss the first payment that triggers the first $100.

FAQ

What is the Discover it referral bonus?

Friends who open an account through the referral link can earn a $100 statement credit after their first payment, plus a $200 statement credit after spending $500 within their first 3 months — up to $300 total.

Last verified October 22, 2026. Offers change and may differ for you. Read the official terms. ReferralMama may earn a referral reward if you use this link.