Capital One
Capital One Credit Cards referral bonus
Up to $200 bonus
- Spend
- $500
- Time
- 3 months
- Annual fee
- —
👩🍼 Mama says:Our take: Good if you've never had a Capital One card, since only new customers qualify.
Get this bonus →How the bonus works
Open an eligible Capital One card through the link and spend $500 in your first 3 months to earn up to $200. Offers vary by card and change over time.
Mama’s tips
- Only new Capital One card customers are eligible.
- Read the welcome offer for the card you pick on the application page. Capital One may show a different amount.
FAQ
Who qualifies for the Capital One referral bonus?
You must be a new Capital One card customer — meaning you don't currently have a Capital One consumer or small business card open as the primary account holder.
Last verified October 22, 2026. Offers change and may differ for you. Read the official terms. ReferralMama may earn a referral reward if you use this link.